Listing photoSan Antonio, TX 78228 · MLS 1935836
"Existing one-bedroom structure has no contributory value and is sold as-is."
3939 Culebra is a 1-bedroom, 1-bath home in San Antonio, Texas listed at $130,000 with 752 square feet, built in 1970. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 25% down ($32,500), we fund the $82,720 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Texas or our Texas hard money lending page.
From the listing. Investor special! Oversized lot equivalent to two parcels located near downtown San Antonio. Existing one-bedroom structure has no contributory value and is sold as-is. Excellent opportunity for redevelopment or commercial use. Prime location with easy access to major roads, retail, and downtown. Buyer to verify zoning and intended use.
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Fix and flip: 25% down | |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | |
| Buyer down payment | $32,500 (25%) | |
| Loan at closing | $97,500 | |
| Major renovation, rough estimate* | We fund $82,720 | |
| Total loan | $180,220 | |
| Rate, interest only | from 9.75% | |
| Points | 1.5 ($2,703) | |
| Appraisal | Required | |
| Estimated monthly interest | $1,464 at full draw | |
| Cash to close, rough estimate | $39,593 | |
Rough estimates at the list price of $130,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $110 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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