Listing photoOldsmar, FL 34677 · MLS R4912040
"This is an as-is, cash-only sale, offered for the seller's convenience."
1925 Castle Bay Ct is a 3-bedroom, 2-bath home in Oldsmar, Florida listed at $335,000 with 1,368 square feet, built in 1984. The seller is asking for cash or hard money, so it is priced here on our fix and flip loan: an investor with 1 to 2 completed projects and a 740 score puts 10% down ($33,500), we fund the $61,560 renovation estimate in draws, and the loan closes in 2 weeks. The down payment steps with experience, credit and the size of the renovation. See every hard money opportunity in Florida or our Florida hard money lending page.
From the listing. Investors, bring your cash! This is an excellent opportunity to add value in a popular community with additional square footage, solid construction, great features, and all appliances included. The home also offers cold A/C and sits on a desirable corner lot. The nearly maintenance-free lot features front and rear pavers covering most of the outdoor space, plus a built-in backyard fire pit, ideal for entertaining or enjoying the outdoors. No HOA and no CDD! With some TLC and minimal repairs, this property has plenty of potential to shine and deliver strong upside for the right investor. This is an as-is, cash-only sale, offered for the sellers convenience. Bring your vision, your contractor, and your offer, this opportunity wont last!
Preset with the list price and our rough renovation estimate. Change your score, your experience, the budget or the after-repair value and the numbers below move with them. Nothing is pulled and nothing is saved.
| Item | Fix and flip: 10% down | |
|---|---|---|
| At closing | ||
| Qualifies as entered | Yes | |
| Buyer down payment | $33,500 (10%) | |
| Loan at closing | $301,500 | |
| Cosmetic renovation, rough estimate* | We fund $61,560 | |
| Total loan | $363,060 | |
| Rate, interest only | from 9.75% | |
| Points | 1.5 ($5,446) | |
| Appraisal | Required | |
| Estimated monthly interest | $2,950 at full draw | |
| Cash to close, rough estimate | $43,336 | |
Rough estimates at the list price of $335,000 for a 740 score and 1 completed project. This is not a commitment to lend.
*Every figure on this page is a rough estimate. The renovation budget is a super rough placeholder at $45 per sq ft, not a bid or an inspection; get your own contractor numbers before you offer. Indicative estimate for discussion, not a commitment to lend. Business-purpose loans to investors only; final terms are set at submission. Fix and flip loans are sized on an appraisal and must stay under 75% of after-repair value. 10% down is for experienced investors; first-time flippers put 20% down. Fix and flip fees include administration, documents, legal, draw inspections and servicing. Title, escrow and taxes are not included.
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